An attorney from the King Law stated that, “the state of California follows a fault system with regards to car insurance and personal injury matters including in accidents. By being a fault state, this basically means that there are very few restrictions in respect of the options available to anyone that is injured in an accident when it comes to pursuing an insurance claim or lawsuit against those who are legally at fault.” In an accident, an injured driver, passenger or pedestrian is free to take one or more of the following actions in order to get compensation for losses they have suffered:

-File a claim under their own insurance policy

-Pursue a claim through the at fault driver’s insurance company, or

-File a personal injury lawsuit against the at fault driver directly

The King Law attorney stated that “the available options that can be pursued in a personal injury claim are made possible because of California’s law in respect of car insurance requirements. One of these laws is that California requires liability insurance coverage for any motor vehicle that is an operation in the state; due to this law being in place there is zero tolerance of uninsured motorists.” The liability insurance coverage required by the law in California is meant to compensate other drivers or passengers for damage or personal injuries in the case an accident occurs. The state of California requires liability insurance coverage at or above certain minimum dollar amounts. The minimum amounts of insurance coverage required under the California law are:

-$15,000 for injury or death to one person. That is another driver, passenger, pedestrian, etc.

-$30,000 for injury or death to more than one person

-$5,000 for damage to property

It must be noted that the above are the requirements of the minimum amount of liability coverage under the California law. However, each individual is allowed to carry more coverage than stated above. One article stated that, “one justification for carrying more coverage than is required by state law is that if you are at fault for an accident, your insurance will only cover you up to the maximum of your policy. Once the limits of your policy are exhausted, you are left personally on the hook for the remainder of the damages.”

Ihere are a few methods available that comply with the state’s financial responsibility laws. So rather than purchasing a liability insurance coverage policy, a vehicle owner can do the following:

?Make a cash deposit of $35000 with the California DMV

?Get a self-insurance certificate from the California DMV, or

?Get a $35000 surety bond for an insurer that is licensed to do business in California

If you have been involved in a car accident in Sylmar, contact a law firm of renowned professionals to provide legal advice and representation.

About the company:

The King Law is a law firm of renowned professionals who specialize in personal injury matters. To meet a traffic accident lawyer near you contact the King Law, today.