Motorcycle riders who are involved in traffic accidents face challenges that can only be faced by motorcyclists when resolving an insurance claim or lawsuit. One of the main reasons for this is the general perception shared by the public in general and even insurance adjusters with regards to motorcyclists. This perception, according to one article, “is that motorcycle riders are second class road citizens”. This is normally a result of the general negative impression about two wheel riders that is far from true. One such assumption, that is not entirely true, is that “motorcyclists are wild and reckless”.There are a number of ways a plaintiff involved in a motorcycle accident may help their case and argument about how the accident happened. Some of these include the following:
Formal training – if you have received any formal training or completed a motorcycle driving or safety course you should let insurance know.
Length of time riding – one attorney stated that, “the length of time an individual has driven a motorcycle as an adult is an important factor to making your case. In addition, the time spent riding the specific type and size of motorcycle which you were riding at the time of the accident occurrence, is f the utmost importance.”
Regularity of riding – if you are a regular rider, in that you commute to and from work or school, you should note that fact including the number of miles you ride per day, week or month. If you ride for pleasure for long distances note this too.
Riding type – if you were injured on a city street, how frequent you ride on such a street is noteworthy. If you were injured during high traffic or peak traffic times your familiarity with riding during these hours is very important. And the same is true if you were injured while riding on a highway; your experience in highway riding is noteworthy.
Driving record – your driving record is not available to an insurance adjuster during the process of your insurance claim and you are not required to reveal your driving record during your claim negotiations. However, if your record strongly suggests that you are a cautious rider then you can bring it up. Your being a responsible driver will show by your record of not having had an accident with a motorcycle and that you have been riding for a considerably long period of time.
Protective clothing – one article stated that one of the most elements when proving fault in a motorcycle accident case is what the motorcycle rider did to show that he or she is not negligent. One such aspect is with regards to wearing protective clothing you should point to any protective clothing at the time of the accident. By having worn protective clothing this shows that you are cautious and responsible, and that your injuries were sustained despite such precautions. Even if you did not suffer a head and neck injury, just mentioning that you were wearing a helmet is relevant as it paints a picture that you are a responsible rider though this does not relate directly to your accident.
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