First Time Home Buyers - Check out "Five Tips for Coming Up with a Down Payment in this issue.

Also - Learn about 2014 changes in Mortgage regulations.

Homeowners - Learn How to Make Natural Wood Stains.

AND reading online customer reviews is an excellent way to decide if you want to buy a product or service. But are they always real?

You can learn how to tell whether a review is real or fake in this month’sService For Life!® Free consumer newsletter.

You’ll also learn why you should eat dark chocolate (yum!), what you should know about credit cards if you’re traveling internationally, and three great web sites for car sellers and buyers – plus fun facts, a trivia challenge, and lots more.

Click the link below to access the newsletter:

http://www.berlinboylstonwestboylstonrealestate.com/home-buyers/john-kreisss-february-service-for-life-newsletter-239/