Crookston, Minnesota (July 26, 2012) – Medicare Plans of Minnesota, a well-known resource for Medicare MN, is offering free quotes on Minnesota Medigap plans and Medicare advantage plans Minnesota residents can benefit much from. Having Medicare insurance coverage helps the elderly cope with the rising costs of medicine and health care in today’s times. Without medical insurance, one risks depleting his or her personal finances in the event of a medical condition that requires costly treatment. For the elderly who have little or no income, Medicare insurance coverage is vital for covering the costs of fulfilling their health care needs.
Medicare has four parts: Parts A, B, C, and D.
Part C or Medicare Advantage plans are much like HMOs or PPOs and are offered by private insurance companies that are sanctioned by the Medicare program. The Medicare Advantage plans will cover Part A of Medicare which is hospital insurance and Part B for medical insurance.
These include extra coverage clauses such as vision, hearing, health and wellness programs, and may include Part D for prescription medication coverage. The Federal Medicare in MN pays a fixed amount for the insured person’s medical needs on a monthly basis to the companies that offer Medicare Advantage plans in Minnesota.
Should the traditional Medicare insurance policy be insufficient to cover an individual’s needs, getting Minnesota Medigap plans should bridge the gap. However, these plans do not cover long-term medical and health care needs such as dental care and are only available to people with plans covering Part A and Part B.
About Medical Plans of Minnesota
Medical Plans of Minnesota offers Medicare plans and Medicare supplements. They provide personalized quotes, the best rates and plans from top insurance companies, and discounts for those who qualify. Visit www.MedicarePlansMN.com for more information. For free quotes, call their agent today at 218-281-1970 or email them at ken@longtinagency.com.