Many of the complaints received by the Insurance Ombudsman occur because the insurance buyer assumed that certain types of damages would be covered, when in fact, they were not included within the level of coverage paid for in the policy. Buyers can avoid this type of heartbreak by ensuring that exact types of damages that can be included within a claim are noted and understood.

Related to this issue is discovering that items have depreciated in value or that replacement costs are much higher than the coverage. Buyers must understand and accept the components that are included within the coverage. In can be devastating to experience loss of personal and household possessions only to learn that not enough insurance was carried to cover the costs of replacement.

Attempting to falsify or misrepresent a claim is potentially a crime. Make certain any claims are filled out correctly and documented as much as possible. Inflating the value of assets, claiming damages to assets that did not occur as stated, or other attempts to defraud the carrier or to receive benefits that are undeserved is risky practice at best.

Learn more about potential insurance pitfalls by checking out the web pages at insurance-south-africa.co.za and http://www.insurance-south-africa.co.za/insurance-information/pitfalls-to-avoid.htm today. Members of the press and others who have questions about the information in this specific press release are encouraged to contact the individual identified below.

Contact Person Name: Susan Smith, Public Relations

Company Name: Justin Harrison Marketing

Address: P. O Box 311, Mendham, NJ, USA, 07945

Contact Phone Number: + 00 1 973 531 4982

Contact Fax Number: + 00 1 973 543 5683

Email: pr@justinharrisonmarketing.com

Website: insurance-south-africa.co.za and http://www.insurance-south-africa.co.za/insurance-information/pitfalls-to-avoid.htm