Businesses that operate without Public Liability Insurance in place run the risk of coming unstuck should they find themselves in the above situation. It’s also important to keep in mind that you don’t have to do anything wrong, but be merely accused of doing something wrong in the eyes of another. Fault is a subjective thing that people don’t always agree on. Without Public Liability Insurance in place, you could be looking at the cost of legal proceedings and potential rectification works all out of your own pocket.

A lot of smaller property damage incidents are often settled directly between the service provider and the customer without the need for insurance. If it can be resolved in this fashion, it’s certainly best to do so. However larger property damage and personal injury matters are far harder to sort out on your own.

When legal professionals become involved, it’s cause for concern. Without a Public Liability Insurance policy in place, you run the risk of having to deal with one of these matters on your own, which could be extremely expensive, time consuming and stressful.

With the right cover in place, however, you eliminate these concerns to a large degree. With the backing of a large insurer and a reputable service provider like imar, these battles can be fought on your behalf while you get back to what you should be doing: running your business.

If Public Liability Insurance is a cover that you don’t currently have, or if you would like to review your current policy, Get in touch with us by visiting https://www.imar.com.au/products-liability-insurance/ and requesting an obligation-free Online Income Protection quotation today.