As there are many mortgage options available to anyone looking to purchase a new home, it can be confusing when it comes to the “specialty” mortgage products out there, including a VA Loan. VA Loans are $0 down payment mortgage options, a federal program available to United States veterans and active duty military personnel, as well as select military spouses. This type of loan is typically issued by private lenders (not by the government) including mortgage companies, community banks and credit unions, and are guaranteed by the U.S. Department of Veterans Affairs (VA).Read the entire article on our blog at VA Loans - What I Should Know