Car insurance is intended to protect from financial ruin in the event of an accident. The car insurance premium is structured to spread the risk over many people instead of just the vehicle drivers. The premium is also intended to fairly represent the risk for the specific car and driver. These elements are what can help to save money on the cost of cover.

Cars that drive a high number of miles are statistically more likely to be involved in an accident. Cars that are driven on roads and streets where traffic is more congested also are at higher risk of having a vehicle mishap. Certain models and makes of cars are involved in more accidents. The age and operating experience of the driver also can be linked to the probability of a claim against the carrier.

Insurance statistical tracking has grown more sophisticated, more elements can be identified. Insurance carriers are in business to make money, so their profit is built in. When drivers take steps to reduce the risk that they will cause the carrier, the premium cost is reduced.

Learn more information about the elements that go into defining the premium costs for vehicle insurance by visiting the web pages at car.insurance123.co.za or http://car.insurance123.co.za/car-insurance-the-reasons-behind-those-high-premiums/ today. Members of the press and others who have questions regarding the content of this press release are invited to contact the individual at the location below.

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Company Name: Justin Harrison Marketing

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Website: car.insurance123.co.za or http://car.insurance123.co.za/car-insurance-the-reasons-behind-those-high-premiums/