“You Need Great Credit uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus," said the company spokesperson. "We take advantage of the client's rights as established by the Fair Credit Reporting Act. We want our clients to know that they have the right to question any information on their credit reports that they feel may be questionable or inaccurate. If a questionable item cannot be proved, then it must be removed."

The Fair Act Credit Act and the FACA give the consumer the right to ask the Credit Bureaus to prove their reports, regardless of being accurate or not. Disputing their credit reports is their rights according to the Fair Credit Reporting Act and FACT act. Credit repair is an entirely legal and necessary service. You Need Great Credit holds the credit reporting agencies accountable. Simple as that. Whether the Bureaus decide to investigate, is their issue, the law states that they have to remove the items if they can not prove it. Credit Bureaus admit that errors occur on consumer reports, but they do little to correct them. Instead, they rely on a pro-active consumer to dispute these errors. Individuals can discuss these negative items on their own, or they can choose to hire someone to do the disputing for them.

“We take problematic credit reports seriously. We understand the applicable consumer protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated,” explained the company spokesperson. “From bankruptcies to charge-offs, to tax liens, we have challenged virtually every credit problem, doing work for our clients that resulted in millions of items removed from their credit reports last year alone. Our 27+ years of experience in the credit repair field have helped many clients to turn their lives around.”

Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve your credit will help save you money. Hence clients looking to get bad credit help can contact You Need Great Credit for assistance.

About You Need Great Credit

You Need Great Credit is the nation's leading credit restoration company offering credit repair services. The firm’s 27 years of experience fighting for consumers have helped s develop tools and strategies to make things easier for individuals— the way it should be.